As a member of the UBI team, this position is responsible for developing and maintaining a portfolio of agricultural loan accounts. Makes loans to individuals, partnerships, cooperatives, and corporations engaged in agricultural production. Analyzes loan applications, audits loan files, services existing loans, and counsels customers in an effort to reduce delinquencies and meet departmental goals for increasing loan volume. Aggressively sells and promotes all bank services in such a way as to enhance bank earnings and the bank's image within the community.
EDUCATION/TRAINING/EXPERIENCE:
Bachelor of Science or Arts degree with a major in agriculture or related field; or 2 - 4 years related experience and/or training; or equivalent combination of education, training, and experience.
LANGUAGE SKILLS:
Ability to read, analyze, and interpret financial reports, professional journals, and governmental regulations.
Strong writing skills to compose moderately complex correspondence and reports.
Strong verbal skills to effectively present information to customers, employees and top managers in one-on-one and small group situations.
MATHEMATICAL SKILLS:
Ability to calculate amounts such as interest, discounts, and percentages and interpret complex financial reports.
REASONING ABILITY:
Comprehend and understand bank operations, policies (manuals) and procedures.
Independent judgment to recognize and maintain confidential information.
Understand and apply standard agricultural production and marketing concepts and principles.
Recognize and resolve a wide variety of practical problems involving common sense judgment, tact, and on-the-spot decisions.
OTHER SKILLS:
Problem-solving skills to define problems, collect data, establish facts, and draw valid conclusions.
Interpersonal skills to deal effectively with customers, employees, and top managers.
Organizational skills to prioritize responsibilities and meet deadlines in an orderly, productive manner.
Customer service and collection skills to handle situations which require assertiveness and discretion.
Computer skills in word processing, spreadsheet and database software to generate correspondence and reports.
CERTIFICATES, LICENSES, REGISTRATIONS:
Credit insurance license from the State of Iowa.
SCHEDULE:
Monday - Friday: 8:00am - 5:00pm
*MUST HAVE SATISFACTORY BACKGROUND CHECK INCLUDING CREDIT HISTORY*
Weekend Receptionist - Highly Skilled Are you looking for a fun and dynamic work environment where you can showcase your receptionist skills? We are currently seeking a Weekend Receptionist to join our team. As a Weekend Receptionist, you will play a crucial role in...
...VIA is seeking a full-time Orientation & Mobility Specialist. Under the direction of the Vision Rehab Services Manager, this position provides Orientation and Mobility (O&M) instruction to individuals who are legally blind who reside, work or are enrolled in an education...
...optional Key Responsibilities: &##128663; Safely drive the teen to activities, visits with friends, and errands &##128218;... ...drivers license & strong driving skills English literacy (required) Ideal for a college or grad student seeking a flexible role...
...and Company-Paid Life Insurance ~ Paid Time Off Available ~ Flexible scheduling- full-time, part-time, or PRN. Days, nights, and weekend shifts we will work with your availability!~24/7 Local support from operators and clinicians ~ Aveanna has a tablet in each...
...best work schedule and a VERY healthy compensation plan. Compensation & BenefitsThis position is Full Time (9am - 6pm), with a 5 Day Work Week. The salary will be a base plus commission with the expected salary range being competitive. The successful candidate will...